Reference
About this buy vs rent site
This site helps Canadian households work through one question: is it better to buy or to rent? It combines free calculators and plain-language guides, and it is built by MITEY and PRPTY. Everything here is educational, and none of it is financial, mortgage or real-estate advice.
Who this site is for
It is for anyone weighing buy vs rent in Canada: first-time buyers, renters who wonder whether they are missing out, couples and families planning a move, newcomers to Canada, self-employed people, downsizers and homeowners considering a rental suite.
The goal is to make the trade-offs visible. The calculators show how price, rate, rent, investment returns and time horizon interact, and the guides explain the costs and rules behind them, such as closing costs, mortgage insurance, the stress test and tax.
What MITEY builds
MITEY is the calculators and financial-intelligence side of the partnership. It builds the buy vs rent engine and the supporting tools, and it publishes the methodology and assumptions so you can see how results are produced.
MITEY is not a lender, mortgage broker or financial adviser. Its calculators are educational. The mortgage readiness checklist explains what to prepare before speaking to a licensed mortgage professional.
What PRPTY does
PRPTY is the property network behind the real-estate pages on this site. Those pages explain how buying, selling and renting out a home work, framed through the buy vs rent decision. Start with the PRPTY hub or the guide to buying a home in Calgary.
Real-estate services are delivered by Real Estate Partners at Real Broker, a Calgary-based team. PRPTY agents are real-estate professionals who work with Real Estate Partners at Real Broker. Content on this site about real estate is educational, and any conversation with an agent is a separate step that you choose.
Our approach to content
We try to keep the content useful, specific and honest. We do not present default inputs as market data, we label estimates, and we point you to the official sources for rules such as the minimum down payment, the stress test and registered accounts.
We do not rank neighbourhoods, quote sales volumes or promise outcomes. Where a rule changes, such as a transfer-tax exemption or a rent guideline, we say to check the current rule.
Educational, not advice
Nothing on this site is financial, tax, legal, mortgage or real-estate advice, and nothing is an offer. Your situation is specific, and results depend on assumptions that may not hold. Speak with a licensed professional before you make a major decision.
Read our terms and privacy pages for the details, and see the contact page to reach us.
Questions people ask
Who runs this site?
It is built by MITEY, which makes the calculators, and PRPTY, the property network. Real-estate services are delivered by Real Estate Partners at Real Broker, a Calgary-based team.
Is MITEY a lender or broker?
No. MITEY builds educational calculators and is not a lender, mortgage broker or financial adviser.
Does the site give advice?
No. The content is educational. For decisions about your own situation, consult licensed professionals.
Educational information, not financial, tax, legal or mortgage advice. Rules and rates change; confirm current details with an official source or a qualified professional.