Reference
Terms of use for this buy vs rent site
By using this buy vs rent site you agree to these terms. In short, the calculators and guides are educational, results depend on assumptions you control, and nothing here is advice. Please read the details below.
Educational use only
The calculators, guides and other content are provided for general educational and planning purposes. They illustrate how buying and renting can compare under assumptions you choose, and they are not a prediction, recommendation or offer.
The site is built by MITEY (calculators) and PRPTY (property network). Real-estate services are delivered by Real Estate Partners at Real Broker, a Calgary-based team. MITEY is not a lender, mortgage broker or financial adviser.
No financial, legal, tax or real-estate advice
Nothing on the site is financial, mortgage, legal, tax, insurance or real-estate advice, and reading it does not create an advisory or professional relationship. Your circumstances are specific. Before you make a major decision, consult licensed or qualified professionals such as a mortgage professional, lawyer, accountant and real-estate professional.
Rules and figures, such as mortgage requirements, transfer taxes, registered account limits and rent guidelines, change. Where the content says to confirm a rule, you should check the current official source.
Accuracy and limits of the calculators
We work to keep the content accurate, but we do not warrant that it is complete, current or error-free. Results depend on inputs and simplifying assumptions described in the methodology and assumptions pages, including default values that are illustrative and not market data.
Actual outcomes can differ, sometimes materially, because future prices, rents, interest rates, taxes and returns are uncertain and personal circumstances change.
No guarantee
We do not promise any result, saving, return or outcome from using the site. You are responsible for your decisions and for checking figures with your own sources and professionals.
The site and its content are provided as is and as available, to the extent permitted by law. To the extent permitted by law, we are not liable for losses arising from your use of or reliance on the site.
Third-party links and services
The site may link to third-party websites, such as government and regulatory pages. We do not control those sites and are not responsible for their content or practices. A link is not an endorsement.
If you choose to contact a professional through the site, your arrangement with them is separate from these terms.
Intellectual property and acceptable use
The site’s text, design and software are protected by copyright and other laws. You may use them for personal, non-commercial reference and may quote short extracts with attribution. You may not copy the site at scale, interfere with its operation or use it for unlawful purposes.
Privacy, changes and governing law
How we handle information is described in the privacy policy. We may change these terms or the site at any time, and continued use after a change means you accept the updated terms.
These terms are governed by the laws of Alberta and the federal laws of Canada applicable there. For questions, contact hello@mitey.ca.
Questions people ask
Is the calculator financial advice?
No. It is an educational tool that shows how assumptions affect a buy vs rent comparison. Consult licensed professionals for advice about your situation.
Can I rely on the results?
Treat them as illustrations. Results depend on your inputs and on simplifying assumptions, and actual outcomes can differ.
Which laws govern these terms?
They are governed by the laws of Alberta and the federal laws of Canada applicable there.
Educational information, not financial, tax, legal or mortgage advice. Rules and rates change; confirm current details with an official source or a qualified professional.