Province
Buy vs rent in Alberta
Alberta has no land transfer tax. Land Titles registration fees apply to the transfer and to the mortgage.
Closing costs in Alberta
| Home price | Transfer tax / registration | Total closing costs |
|---|---|---|
| $400,000 | $450 | $4,520 |
| $600,000 | $650 | $4,880 |
| $900,000 | $950 | $5,420 |
Renting in Alberta
Alberta does not cap rent increases, so rent growth is an assumption to stress-test.
Cities in Alberta
- Buy vs rent in Calgary
- Buy vs rent in Edmonton
- Buy vs rent in Red Deer
- Buy vs rent in Lethbridge
- Buy vs rent in Airdrie
- Buy vs rent in Cochrane
Questions people ask
Does Alberta have a land transfer tax?
Alberta has no land transfer tax. Land Titles registration fees apply to the transfer and to the mortgage.
Is it better to buy or rent in Alberta?
It depends on your city, how long you stay and your assumptions. Using Calgary planning inputs, buying overtakes renting after about 9.3 years. Open a city page or the calculator to test your own numbers.
Educational illustration; not advice. Confirm taxes and exemptions with your lawyer or notary.